Weldon is a disabled man living on a small fixed income. He contacted Legal Aid after his home was foreclosed on and he faced imminent eviction. Due to his poor health, Weldon was unable to find appropriate housing quickly and needed to delay his eviction.

In reviewing Weldon’s case, his Legal Aid attorney realized that his mortgage company had violated several federal regulations by repeatedly denying his requests for a modification of his FHA-insured loan to reduce his interest rate and payment. Legal Aid represented Weldon in filing a bankruptcy case to delay the eviction and then filed a lawsuit against the mortgage company due to its violations of federal and state law in connection with Weldon’s loan. Initially the mortgage company fought the lawsuit, but finally agreed that the foreclosure sale be set aside. The lender modified the terms of the loan to reduce Weldon’s interest rate and payment to an affordable amount and brought his loan current.

After years of worrying that he would lose his home to foreclosure, Weldon now has a mortgage payment that he can afford and he feels confident that this will be his home for many years to come.

Weldon was lucky. He got the legal help he needed. Your donation will help another client…a client just like Weldon!