What is the Affordable Care Act?
The Affordable Care Act (ACA) also known as “Obamacare,” was signed into law on March 23, 2010. Beginning January 1, 2014, all individuals in Missouri who are not eligible for health insurance coverage through their jobs, Medicare, Medicaid, or other insurance can apply for health coverage through the Federal Healthcare Exchange, also call the Health Insurance “Marketplace” or “” Over 24 million people have gained health coverage since the ACA became law.

What does the Affordable Care Act Project do?
At Legal Aid of Western Missouri, ACA Project attorneys and paralegals are available to discuss your problems with health insurance and let you know if we can help. All information is confidential. A few of the problems we may be able to help with include:

  • Appealing incorrect eligibility finding from the Marketplace.
  • Investigating denied claims for healthcare services.
  • Filing an appeal against an insurance company that had denied coverage for a medical service.
  • Advising whether you qualify for health coverage and/or financial assistance to pay for coverage.
  • Understanding individual responsibilities and tax consequences of having health insurance.

How can I apply for health insurance through the Health Insurance Marketplace?

  • For most people, the deadline to enroll in a Marketplace health insurance plan is usually January 31 in a given year. However, certain people can enroll after the deadline through a Special Enrollment Period (SEP). SEP enrollment requires changes in circumstances, such as losing other types of health coverage, getting married or divorced, or having a baby.
  • There are three ways to apply for coverage:
    • Online at
    • By calling 1-800-318-2596 (TTY: 1-855-889-4325).
    • In person. Trained health insurance counselors, known as “Navigators” are available throughout the community. They can help you apply and enroll in coverage and see if you qualify for financial help. To locate a Navigator in your area, contact the United Way 2-1-1 help line.

How do I contact Legal Aid’s Affordable Care Act Project?
Phone: (816) 474-6750
4001 Blue Parkway, Suite 300
Kansas City, Missouri 64130

Clay, Jackson, Platte, Lafayette, Cass, and Linn Counties.

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